How many times have you had dental work denied by your insurance company?  How many times do they want you to go to their dentists?  Frustrating right?  Why do they not pay for an implant?  Why do they not pay for a night guard?  Why do they give you grief about your onlay?  Did you know that as little as 55 cents of every dollar of premium goes to patient care?  The rest, about 45 cents, goes to overhead.  Did you know that a plan called Direct Reimbursement where a much as 88 - 90 cents of every dollar goes towards patient care?  You can go to the dentist of your choice and you decide what care you would like.   If you would like to find out more about these benefits, go to the American Dental Association website and type in “direct reimbursement” in the search area.  They also have an 800 number (800-232-1890) that you or your human resources person can call to get more information. 

Bottom line: Freedom of choice to choose your dentist and your care.